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App Development

Top 8 Payment Gateways that Gain a Competitive Edge in 2021

written by Harshita Khangarot | Mar 03, 2021
custom payment gateway script

The payment gateway is the need of the hour. It will be quite difficult for us to choose the best payment gateway that suits all our requirements while providing proper security in mind. With an ample range of options available, most custom payment gateway script providers are trying to make their platform more unique from others. 

If you are looking for the best online payment gateway of 2021 that is buzzing worldwide, then here we are to tell you the best options that enhance the store’s online payment experience. 

By 2021, over 2.14 billion people worldwide are expected to buy goods and services online.” (Statista)

People are moving forward and starting adopting the digital way for everyday lives. Seeing the results, people are getting effortless as the results are speeding in India. 

Custom Payment Gateway Script Development 

People are quite smoothly accepting the new and subsequent way to get the work done without much hassle to carry large amounts of money with them. These days, people are accustomed to online payment methods like net banking, credit card, debit card, and others, becoming the most preferred options for these young and old generations. 

As the core framework, an app such as PayPal and Paytm appears when making some purchases; transactions are making us quite dependent on leading payment gateway apps for a smooth process.  

The majority of people have an e-wallet that gets their transaction done in just a few clicks. These days the payment gateway scripts are designed to be fully secure and the Codeigniter platform makes it more dynamic. 

What is a Payment Gateway?

Online Payment Gateway is an integrated store that works as a bridge to make payments online more securely by making transactions through banks by improving their overall experience. By routing the payment processing, it acquires and makes the order by approving and declining the message. 

List of Top 8 Payment Gateway

custom payment gateway script

Here is the complete list of Top 8 Payment Gateways for individuals & corporates for in that can be considered while Making Payments

  1. RazorPay Payment Gateway

RazorPay is a leading payment gateway app in the progressing phase from the last few years with the latest and most innovative platform such as UPI Pay, BharatQR, NEFT, or payment through Debit and Credit Card.

It accepts payments by automating payouts to vendors and employees directly by easily adding options that give the user an ideal experience. 

  • Get active to transact within 2 minutes with a minimum documentation process.
  • Get easy plugins with integrated multiple platform options.
  • Get a PCI DSS level security solution by following all the regulatory compliances.
  • Works on all major Platforms
  • Does not support multi-currency 
  • Maximum 3 Settlement Days
  • 24*7 Gateway customer support

>>>Read More: Payment Gateway Development: Cost, Features, and Challenges<<<

  1. InstaMojo Payment Gateway

Instamojo is an international payment gateway that runs online payments quite effortlessly. This affordable platform  collects online payments with or without a website.

Instamojo holds more than 1 million active users that make this payment gateway quite popular.

  • No charges for NEFT, but it does not support multi-currency payment features. 
  • Instamojo offers more than 100 payment modes
  • No withdrawal fees
  • 3 Days settlement period
  • Supported eCommerce CMS System
  • Zero maintenance charge 
  1. Paytm Payment Gateway

Paytm doesn’t need a presentation, and they are working on much the same as their name. It is quite possibly the most trusted and secure exchange for its clients.

It is a widely used payment gateway wherein a huge number of clients are acknowledged worldwide and offers types of assistance to almost every country. With its amazing highlights, Paytm payment gateway offers adaptable instalment choices with cashback offers and different prizes.

  • Easy Point of Sale Transaction 
  • Invoice Recipient Method for safety enquiry
  • Multiple Currency Processing for an easier, more smooth process 
  1. Amazon Payment Gateway

It provides a safe and secure instalment payment platform to its clients. It has great highlights and winning variables; it started grabbing customer attention to the core. With its basic technique, it quickly permits the client to finish the exchange through either the web or an app.

Amazon offers 100% safe and secure transactions with multiple language support. It has worldwide monetary standards to reach the target audience.

  • Over 310 million active user
  • Amazon Pay is protected by Amazon’s A-to-Z Guarantee, 
  • Buy online, on mobile, and even via voice — like through an Amazon Alexa device

>>>Read More: What is an Online Payment Gateway and How Does it Work?<<<

  1. Google Pay

Google Pay is one of the biggest and well-known payment gateways in India. Google Pay does not require any briefing; this brand is enough to tell you how big it holds the share in the digital payment world. It offers numerous payment gateway options that have attracted the attention of millions and become the most trusted brand worldwide.

  • Support Multiple Transaction modes
  • Instant Payment option with UPI Pin
  • Get exciting rewards with cashback and other coupons option
  1. Phone Pe

Next in the rundown of top online instalment applications in India is PhonePe. PhonePe began in 2015, and in only four years, it has had the option to cross the 100 million download mark. UPI instalments, bill payments, daily essentials billings, and recharges can be made through PhonePe. It has a robust platform that provides safe and secure, fastest data online payment modes. 

  • Easy and secure website and mobile integration
  • Multi-currency transaction processing option
  • Allow International Payments 
  • Allows users to set up auto payments as well for your bills.
  1. CCAvenue Payment Gateway

CCAvenue is a widely used and most authorised instalment payment gateway service provider that engages online business sites and makes selling and purchasing of items smoother with easy payment options.

>>> Hire Dedicated Developers to Get a Customize Payment Gateway Script<<<

It offers multiple payment options with CCAvenue checkout and multi-currency handling. Not simply that, it likewise comprises an inventive and robust platform with cutting edge dynamic directing routing options that leads to higher success rates.

  • Easy activation of an account
  • Support more than 200 payment methods
  • Secure end-to-end encryption
  • Provide smooth international transactions
  • 24/7 customer support
  • Allows recurring payments

>>>Read More: How to Create Money Transfer App: BR Softech Development Guide<<<

  1. Checkout Payment Gateway

Checkout is a leading option for those who want to accept online payment using eCommerce shopping. It has caught the attention of millions and helps while delivering high quality and secure transaction processes. Ordinary client encounters and consumes your worldwide reach with elite accomplices. It offers the most robust security, PCI Level 1, that keeps the dealer’s data safe from fraudulent activity. 

  • Global Payments options 
  • Allow Digital eCommerce shopping
  • 100% Subscription with secure Billing  
  • Makes Global Digital Sales Easier

Why you Should have Customized Payment Gateway for Website ?

custom payment gateway script

The boom in the usage of mobile phones has led not only to an acceleration in online payment transactions but also bring constant evolution of e-wallets like paytm, amazon, and phonePe. Nowadays, the demonetization of currency notes by the government leads to a rapid surge in the usage of e-wallets and PoS devices. 

Most of the modern business owners and operators have already started online transactions in their business. The Customized payment gateway for websites allows you to connect with payment processors. Electronic payment gateways are encrypting sensitive data. These card details of the customers are required to transfer the funds to the merchant account.

To customize your own payment gateways, then, it is essential to accept several types of electronic payments. Most money transfer website development companies offer complete solutions and ease of payment gateways, to many small and mid-scale merchants.

In the End

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Payment Gateways have a great potential to hold major aspects of the B2B eCommerce Industry. You will be able to select the correct choices for your business needs with a greater knowledge of the payment gateways’ price and safety features.

You need to make sure that it is safe to go with custom payment gateway services and give consumers peace of mind when making payments.

Suppose you are looking forward to opting for the best Readymade money transfer clone script. In that case, the user should hire BR Softech for a rich, secure payment gateway platform with a custom payment gateway script that helps companies to stand out in front of others.

Harshita Khangarot

A skilled content writer and a lifelong learner with an ongoing curiosity to learn more, I specialize in technical, banking, hospitality, and poetry content writing; while taking every opportunity as a responsibility and believe in creativity that is beneficial for society.

About Us

BR Softech Pvt. Ltd. excels in providing cost-effective IT Solutions. Established in August 2010 with over 10+ years of rich experience. An Apex rated IT serving company around the world. Our team of innovative and creative designers deals in web designing, mobile/ software development and other digital marketing services intending to deliver outstanding digital outcomes.